6/1 I emailed and received an email back that Jacob had the paperwork and I would know by the end of the week and that the refund check can take 14 to 21 days to be sent. Many people tend to think that the only thing they need is a home insurance policy. They don't think about what insurance does and does not cover. Most insurance policies only cover issues relating to damage to the home. Those living in the Midwest often experience harsh winters that can cause pipes to freeze and bust inside the walls. An insurance company will pay for a repairman to come to the house and fix the problem without thinking about the other factors of the case. If you can’t, you don’t need to be buying a DVD player. You could self insure through your heating and air going out. It’s called an emergency fund. You can’t self insure through a triple bypass, so you have health insurance. On the big things, you transfer the risk. On the little things, you self insure.

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